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How Much Does Homeschooling Cost?

Homeschooling is becoming more and more popular among parents who want to provide their children with an education that meets their individual needs. But one of the biggest questions people have about homeschooling is how much it will cost.

Let me assure you that it is NOT FREE. There are costs and some of them are not financial.

The truth is, there’s no single answer to this question – the amount you spend on homeschooling can depend on a variety of factors, such as your location, curriculum choices, and any additional resources or activities you may choose for your child.

In this post, I want to explore with you some of these factors in detail so that you can get an idea of what kind of budget you should expect when considering homeschooling for your family.

Overview of Homeschooling Costs

Homeschooling is a viable and cost-effective alternative to traditional schooling. However in my opinion it should not be the primary reason for choosing this way of education.

For many families, homeschooling can be an affordable way to provide children with a quality education. However, it is not free.

The cost of homeschooling can vary greatly. Generally, there is an initial start-up cost associated with purchasing textbooks, supplies, educational materials, and other resources. This cost can be recouped over time as parents reuse these materials for multiple children in their families or resell them when their children are finished with them.

Families should also factor in the cost of any extra-curricular activities or enrichment classes they plan to participate in while homeschooling. This could include things like sports teams, music lessons, field trips, and art classes. These can be more expensive than traditional school programs but provide a unique learning experience for the student.

In addition to expenses related to purchasing curriculum and supplies, homeschooling families may also need to factor in other costs such as substitute care for younger children or fees associated with homeschool co-ops or clubs. Depending on the state, there may be additional fees involved with registering with the State Department of Education or taking standardized tests.

Overall, the cost of homeschooling can be less expensive than traditional schooling depending on the materials and activities chosen by the family. It’s important to do research and create a budget before committing to homeschooling so that families can better plan for their future. With careful planning, homeschooling can provide a quality education for children at an affordable cost.

Factors Affecting Homeschooling Expenses

The cost of homeschooling can vary greatly depending on the factors involved. One of these major factors is the number of children being homeschooled. The more children that are in a family, the higher the overall costs due to needing additional materials and resources. Additionally, if a family chooses to purchase a curriculum or other educational tools, this can also add to the total cost of homeschooling.

Another factor that affects the overall costs of homeschooling is the type of teaching materials and resources used. Some families choose to utilize free online educational websites, while others may prefer to buy more expensive physical books or lesson plans. Additionally, some families find it helpful to purchase other learning tools such as textbooks, workbooks, and other materials that can aid in their child’s education.

Finally, homeschooling expenses can also be affected by the location where a family resides. Some states may provide more tax incentives and resources for families who choose to homeschool than others. Additionally, living in an area with many educational options and resources can also be beneficial in reducing homeschooling costs.

Ultimately, the cost of homeschooling is highly variable and should not be seen as a deterrent to those interested in providing their children with an alternative educational option. With careful budgeting and planning, families can find ways to reduce the overall expenses associated with homeschooling while still ensuring their children receive a quality education.

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Financial Aid Options for Homeschoolers

Homeschooling is becoming increasingly popular, and so financial aid options for homeschoolers have become more available. Depending on the individual’s circumstances and where they live, there are many potential sources of funding that can help them to finance their homeschooling expenses.

In addition, if you are a homeschooler in Australia your family/child may be eligible for the AIC Payment through Centrelink. This is an annual payment of approx $4000. Read more

Another common form of aid for homeschoolers is scholarships. Scholarships can be given to students based on need, merit, or certain special criteria such as being a homeschooler.

There are many independent organizations that offer these types of scholarships specifically for homeschoolers, and they can provide invaluable financial assistance to those who don’t have access to other forms of funding or government assistance. This will be dependent on which country you reside in.

Tips to Reduce the Cost of Homeschooling

1. Make use of resources available online: With the immense increase in technology, there are now more and more educational resources available to homeschoolers online for free or at a reduced cost. These include websites such as Khan Academy, Coursera and Udemy which offer free or discounted courses, as well as government-provided learning materials and textbooks.

2. Utilize local libraries: Libraries are a great way to access books and other educational materials without having to pay out of pocket. Most libraries offer a variety of materials that can be used for homeschooling, including textbooks, workbooks, magazines, and even online courses. Additionally, many library websites also feature links to educational sites and resources that are available for free or at a reduced cost.

3. Take advantage of used materials: By purchasing used books and other materials, you can significantly reduce the cost of homeschooling. Books can be purchased from second-hand stores, online retailers, or through private sales such as Craiglist or Facebook Marketplace.

Benefits and Drawbacks to Homeschooling Financially

Benefits of homeschooling financially include the ability to save on tuition costs, as well as the ability to customize curriculum and learning style to suit each individual child. Additionally, parents can find creative ways to supplement their income by working from home or utilizing online tutoring services for extra financial support. Homeschooling also allows families to be more flexible with their scheduling and to tailor their learning experience for each child.

On the other hand, homeschooling can also be a financial burden as parents must pay for materials and provide educational opportunities out of pocket. Furthermore, parents who work full-time or have multiple children may find it difficult to manage their own finances and still meet the demands of homeschooling.

Ultimately, whether homeschooling is financially beneficial or a financial burden for a family depends on their unique situation. Parents must carefully consider the pros and cons of homeschooling with an eye toward their own financial resources and needs, as well as the academic goals of their children.

The key takeaway is that there are both benefits and drawbacks to homeschooling financially, and families should weigh each option carefully before deciding on the best educational option for their children.

The ultimate goal should be to find an educational solution that works best for the family and meets the needs of the student while still providing a financially viable path forward.

By keeping these benefits and drawbacks in mind, families can make the best decision for their homeschooling journey. With careful planning and budgeting, homeschooling can be a fantastic and financially rewarding experience for both parents and children alike.

Questions to Ask Before Starting a Home School Program

1. What are my goals in establishing a home school program? Setting clear goals upfront will help you create a successful program and identify areas where you may need assistance.

2. What type of curriculum should I use? Researching different curriculums to find one that best fits your child’s learning style is important for the success of the program.

3. What resources do I have to help me? Consider enlisting the help of family, friends, and local educational organizations to find books, materials, or activities that can help you with your home school program.

4. How will I assess my child’s progress? Creating a system for tracking your child’s progress is important to ensure they are developing in the desired areas.

5. Am I prepared to be a teacher? Teaching children at home requires patience, structure, and knowledge of subject matter which can require additional training or certification if you plan on teaching advanced subjects.

6. How will this affect my family life? Homeschooling can be rewarding, but it will also require an adjustment to your family’s lifestyle and dynamics. Discuss the implications with all members of your family to ensure everyone is on board.

7. Will I need additional help or support? Consider hiring a tutor as well as connecting with other home school families in order to get advice and support.

8. What are the legal requirements? Researching the laws in your state can help you avoid issues with attendance, testing, and other regulatory matters. Ensure that all necessary paperwork is filed to keep your program legal.

9. What type of activities will I provide? Ensuring that your child has a variety of activities to keep them engaged and learning is important for any successful home-school program. These activities will need a balance of educational and life skills.

10. How will I encourage socialization? Connecting with other homeschool families or joining local co-ops can provide opportunities for your child to interact with peers and develop social skills.

By asking yourself these questions before you start a home school journey, it can help ensure that your program is a success and that your child has the best chance for growth and development.


In conclusion, homeschooling can be a very cost-effective way of providing a quality education for your child. The costs will vary depending on what materials and resources you choose to use, but with careful planning and budgeting, you can make homeschooling an affordable option.

It is important to do research into different programs to determine the best fit for your and your child’s needs. With the right resources and guidance, homeschooling can be an excellent educational choice that you and your family can enjoy together.

I can say from experience it is also a journey that bonds families, cement connections, and enhances life skills.

And like I always say…Homeschool, plenty of Pride but No Pay.

With love and kindness

Ursula x

For a limited time – I’m offering massive discounts for any first-time purchase. Use code ( first20off ) at checkout.

How To Homeschool E-Book Cover

How to Homeschool – The Good the Bad and the Ugly Realities of Doing it Successfully

This is the book I wrote to my younger self about doing it successfully. Take it from someone who has been there.

It is everything I have learned from my 18 years as a full-time educator, mum, and housewife.

It is everything you need to get started.

Ursula Boston

About The Author

My name is Ursula Boston. I’ve been educating my daughters as a proud homeschool mum for nearly 20 years. Alongside managing our household and small business from home.

If you want to learn how to do this from someone who has actually done it. Twice! I will show you HOW.

More About Me

How To Homeschool E-Book Cover

How to Homeschool – The Good the Bad and the Ugly Realities of Doing it Successfully

This is the book I wrote my younger self about doing it successfully. Take it from some one who has been there.

It is everything I have learnt from my 18 years as a full time educator, mum and housewife.

It is everything you need to get started.

Ursula Boston

My name is Ursula

Hello and Welcome !

I’ve been educating my daughters as  a proud homeschool mum for nearly 20 years. I have also been married to a very patient man for 28 years and have combined all this with running our household as well as managing a small business from home.

Our oldest daughter is currently completing her PHD in Clinical Psychology and our youngest has entered her final senior years of High School. 

If you want to learn  how to do this from someone who has actually done it… Twice, I will show you HOW.

I do not claim to be an expert , nor am I a qualified teacher but I am qualified to share all my experiences. From our humble beginnings of teaching from the kitchen table through to the advancements of  digital learning on the laptop.

I will happily share with you tips and tricks that will guide and support you along this daunting yet equally amazing home school journey

No Pay… but plenty of Pride ! 

Yes or No?

Should You Try Homeschooling or not?

Not sure if you should start homeschooling your child? Do you need help figuring it out? Find out the good the bad and the ugly realities of homeschool in the free download. Do We or Don’t we?